The Wells Fargo Cash Wise Visa. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. I wouldn't personally. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. But those terms are the same for all Wells Fargo credit cards. The Wells Fargo Wise card offers a … Reward Program: Wells Fargo Cash Wise. You will get intro 0% APR for 15 months on purchases and balance transfers. The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. Permalink Report. Beginning of popup Notice. No, Wells Fargo Cash Wise Visa Card does not offer a rewards program. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. If you bank with Wells Fargo and want a credit card that offers a stable cash-back program, you are in the right place. So even though the Wells Fargo Cash Wise Visa® card doesn’t have … The Cash Wise Card has no annual fee and offers an easy sign-up bonus. You just have to read the fine print. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. The Wells Fargo Cash Wise Visa® Card is a simple credit card that comes with unlimited cash back on all purchases. I'm no longer a student, and have a near-700's credit score. But a limited-time offer has a lot to do with that. I got one due to it being the only VISA with the highest sign up of $200. You won’t be subjected to an annual fee, and there are introductory bonuses that you can enjoy. The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). The Cash Wise Visa Credit is issued by Wells Fargo Bank. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. Enter your username and password to securely view and manage your Wells Fargo accounts online. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. Wells Fargo is not a hard bank to deal with. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Looks like you're using new Reddit on an old browser. Community Leader Senior Contributor. Annual Fee. @mac_finn 01/18/21 . Wells Fargo Cash Wise Visa Card Summary. Going to wait until the new cards are reporting and close the Capital One Secured Card and after a year if Capital One won't product change to the Non AF version of the QS1 I will close that as well. And unlimited 1.5% cashback on all other purchases. Is there a Wells Fargo Cash Wise Visa Card cash back or rewards program? While the introductory APR is 0%, the interest rate once the introductory period ends may be high, depending on the card holder’s credit score and other factors. It even gives 0% intro APRs to new cardholders. Wells Fargo Cash Wise is ok. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of … How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … End of popup. I have an invitation to apply by 7/27. And don't forget about the card's credit score requirement: you … Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. What is not covered? $0. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. In this article, we will go through all the fees, as … The card details on this page have not been reviewed or provided by the card issuer. You agree that we may consider you for a Visa Signature credit card if you qualify. Reward Program: Wells Fargo Cash Wise. The Wells Fargo Cash Wise Credit Card offers 1.5% Cash Back, a 0% APR and $150 bonus. The standard Wells Fargo cash advance fee is $10 or 5% of the cash advance amount, whichever is greater. There is also a steady 1.5% rewards program. Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. I was surprised by my low limit of $5k when other cards I get are triple that and the high APR. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. It is important to pay them in full and on time. Bonus. My Card A world of card benefits. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. Investment products and services are offered through Wells Fargo Advisors. The introductory offer is also quite … Wells Fargo describes the bonus this way: "Earn a $150 cash … Card-Smart Tips & Advice . I have them, and have banked with them for 10 years and they don't approve me for anything. Would just applying for the Cash Wise Visa be an alright choice? New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Wells Fargo Cash Wise Visa® card. A subreddit for discussing any aspect of credit cards. But it’s an excellent option for getting one of the best cash back rates on your daily spending at home. The Wells Fargo Cash Wise Visa® card rewards you for making it your top-of-wallet card after you open the account. Even if I ditch the card I'll still use it to pay my cellphone bill. Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. And unlimited 1.5% cashback on all other purchases. I'm just looking to grab a basic Credit Card to start building credit and make online purchases with, and currently bank with Wells Fargo. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while … Good credit needed ; You may not be eligible for an introductory annual percentage rate if you opened a … The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. If you want a cash back Visa card with no annual fee, check out the Wells Fargo Cash Wise Visa® card. Sources: Wells Fargo Website - Wire Transfers; Wells Fargo FAQ page; Wells Fargo FAQ page - Wire transfer online; Wells Fargo Article; Wells Fargo FAQ page - Cutoff times; This publication is provided for general information purposes only and is not … You can also find more information about those in Wells Fargo Cash Wise Visa reviews below. Regular APR 14.49-24.99% (variable) Introductory Purchase APR 0% … The Wells Fargo Cash Wise Visa. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Keep in mind though that there's a $25 minimum for cashback redemption. Your best bet is to go with the Costco Citi card. Please ask questions and contribute to the knowledge surrounding credit cards. But come back and post after you get the card. I opened WF because I've been very pleased with excellent customer service, and that Visa/Costco thing with cell phone protection when paid with the card. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. Earn a $150 cash rewards bonus. We chose the Wells Fargo Cash Wise as the best cash-back option from Wells Fargo because of its solid 1.5% cash back on all spending. Password. If you are planning to take advantage of this to move an existing balance, be aware that there is an introductory $5 or 3% (whichever is greater) balance transfer fee, for the first … Wells Fargo has upped the sign-up bonus for the Cash Wise Visa card from $150 to $200. Great card if you're looking for a simple cashback card. Advice getting Wells Fargo Cash Wise I plan to apply for Well Fargo's Cash Wise Visa Card at the end of next month. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … • If the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and I think there's two better options for you for a flat cashback card. In addition to the $200 sign-up bonus, the Wells Fargo Cash Wise Visa offers cash back on all purchases. With a hefty late fee, the card is best for consumers who are diligent at making payments on time. However the card is not providing many services for Wells Fargo clients. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. And some basic credit card benefits. The exact rate depends on your overall creditworthiness at the time you’re approved for an account. And if you’re able to use select mobile wallets for qualified purchases, you’ll boost that cash rewards rate to 1.8% for the first 12 months from account opening. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Wells Fargo Cash Wise Visa Card is a cashback card. Wells Fargo Cash Wise Review. The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in … Wells Fargo’s cash advance APR is currently between 26.24% and 28.24%. Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Email to a Friend; Report Inappropriate Content ‎11-12-2020 08:06 AM ‎11-12-2020 08:06 AM. ⁵. However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. I have them, and have banked with them for 10 years and they don't approve me for anything. It is important to pay them in full and on time. For your security, we do not recommend using this feature on a shared device. There is no difference there. I know there was some disappointment to find there was no bonus offer with the wells fargo cash wise credit card. The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Wells Fargo Visa Signature Card Benefits & Offers. Opens in a new window. Your rewards will never expire until you cancel your card. Est. Online app not allowing me to sign up, called customer service and "computers were down", won't let me set up automatic payment without filling out forms in mail, now I hear the cash back is trickled out rather than up front. I like the card but rewards are only given once a year and only 7 months no APR but I am using it only for Costco... Wells Fargo is not a hard bank to deal with. Press question mark to learn the rest of the keyboard shortcuts. The Verdict: The Wells Fargo Cash Wise Visa® card is both the best cash rewards card that Wells Fargo has to offer and one of the best cash back credit cards from any issuer. In Brief. Cash back is $25 min, just as my Citi Double Cash. I was quite disappointed as well. Cash Wise Visa ® registered trademark card. View program details. Citi DoubleCash: 2% flat cashback on everything. So far it's giving me red flags. Wells Fargo Cash Wise Visa Credit Card. The Wells Fargo Cash Wise Visa® Card earns unlimited 1.5% back on every purchase. $150 after you spend $500 in the first 3 months. As an employee, I'm just letting all of you know that there is a targeted offer now for the new wells fargo cash wise card. It's great for All Rewards and Cash Back. The Wells Fargo Cash Wise card is a simple, flat-rate rewards card that offers an appealing combination of offers for the first year in which you own it. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the … Press question mark to learn the rest of the keyboard shortcuts. A subreddit for discussing any aspect of credit cards. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. Cash. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. Press J to jump to the feed. If you're executive, you get essentially double cash back too, as you'll get cash back from both Citi and Costco every year. 21.99% APR but got the 0% for 15 months and the $150 after $500 spend in 3 months. The offer is 20,000 points after $2,000 within 90 days. Apply online now. Had to start with secured. Should you add the card to popular mobile wallet services (such as Apple Pay, Google Pay, Amazon Pay, or … Chase Freedom Unlimited: 1.5% flat cashback. I just signed up couple days ago for the Cash Wise, there was no problem. Opens in a new window. ... Cash Back learn more about the Wells Fargo Cash Wise Visa® card. Save Username Checking this option will open a popup after 2 second. You can apply for the Wells Fargo Cash Wise card online or over the phone, by dialing: (800) 932-6736. Please ask questions and contribute to the knowledge surrounding credit cards. $150 Card Category. This means you earn a percentage of your purchase as a cash reward. It will Wells Fargo Cash Wise: January 2021. And some basic credit card benefits. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. The card also comes with a great welcome bonus that does not require spending as high as some of the competitor cards that are available. Automatic Approval. I am trying to improve my chances of being approved and also getting as large an SL as I can.These are my current FICO 8 scores: EX 651; TU 684 (+42 yesterday! If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while also covering your cellphone), … The cutoff time for most Wells Fargo ATM locations is 9 p.m. local time. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … Furthermore, you get a decent cash reward bonus once you spend $500 … The one thing I don't like about it is your only allowed to do multiples of $25 when cashing in your cash back. Automatic Approval. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is … Your rewards will never expire until you cancel your card. If not the Cash Wise, what would y'all recommend otherwise? It offers a $150 introductory bonus when you spend $500 in the first three months, plus unlimited 1.5% cash rewards on purchases. Wells Fargo Cash Wise Visa ... Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. Wells Fargo didn't even give me their student card as my first card (I bank with them too). Articles on Wells Fargo Cash Wise Visa® card. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. Protections Convenience and peace of mind There are several great features about the Cash Wise Credit Card that we will discuss next. However the card is not providing many services for Wells Fargo clients. Reward Program: Wells Fargo Cash Wise. Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. You can try it again. Mac Finnegan, Member . The cutoff time for deposits using the Wells Fargo Mobile app is 9 p.m. Pacific Time. Generous rewards, and you're already paying for your membership, so no annual fee. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. The Wells Fargo Cash Wise Visa Card gives the customer access to a product that is accepted at the majority of stores throughout the world and features no annual fees. You can read Wells Fargo Cash … The only other Wells Fargo cash back credit card is the Wells Fargo Cash Back College Card, which offers 3% cash back on … Answer Question Share 3 0. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. I've been with them since 2003. $0 Annual Fee*.Wells Fargo Cash Wise Visa® card full terms and conditions. This card offering promising 1,5% cash back rewards for you. ($700 medical collection paid off)) EQ 703; Do you think doing either or both of the … Wells Fargo Cash Wise Visa card has an introductory 0% APR for the first 15 months on purchases and balance transfers. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. when you spend $500 in purchases in the first 3 months 1. Chase Freedom Unlimited: 1.5% flat cashback. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. This card offering promising 1,5% cash back rewards for you. The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. Wells Fargo Credit Card site. This question is about the Wells Fargo Cash Wise Visa® card . I have no issue setting up automatic payment, my card isn't even here yet because I just opened! I'd go with the Discover IT, rock that for a year, send then start with the Chase train: Freedom or Freedom Unlimited. Keep in mind though that Chase doesn't like being peoples' first credit cards so you're unlikely to get this card if you don't have a card already. This credit card offers an excellent cash rewards, 1.8% Cash Rewards , with low introductory APR, and it has unlimited 1.5% Cash Rewards on no category limitations. Wells Fargo is a hard bank to work with. Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. New cardmembers can earn $200 bonus cash rewards after spending $1,000 in the first 3 months of … You can try it again. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. They keep sending me pre-approved mail with a locked in APR of around 15% for their cash rewards card. View program details. I've been with them since 2003. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. The Wells Fargo Cash Wise card is best for consumers with high credit scores and positive financial history. Articles on Wells Fargo Propel American Express® card. Learn more about this card. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. The best Wells Fargo cash back credit card is the Wells Fargo Cash Wise Visa Card because it offers 1.5%+ cash back on all purchases and has a $0 annual fee. Username. I just signed up couple days ago for the Cash Wise, there was no problem. Need a Visa due to Costco shopping. Definitely a card to seriously consider if you like Wells Fargo and don't want to miss out on a sign up bonus and a better than average cash back card." View program details. Congratulations on your Wells Fargo Cash Wise approval! You may also be granted a $150 cash rewards bonus if you spend a total of at least $500 in net purchases … New applicants can earn a $ 150 cash bonus for spending just $500 within 3 months of account opening. How it earns: 1.8% cash back Apple Pay Out of all the 1.5% cash back cards I prefer either Chase Freedom Unlimited or Capital One QuickSilver. You will get intro 0% APR for 15 months on purchases and balance transfers. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. You agree that we may consider you for a Visa Signature credit card if you qualify. It's great for All Rewards and Cash Back. It's great for All Rewards and Cash Back. Credit Card Programs - Wells Fargo to launch new 1.5% cash back credit card called "Cash Wise" - According to this post from someone who claims to be a Wells Fargo employee (also corroborated from someone on Reddit ), the card will go live in June and it will feature 1.5% cash back on all purchases. Wells Fargo is a hard bank to work with. You can cash out at any amount with those cards. $2000 Credit Limit. In Brief. Why we like it "The Cash Wise card does a little bit of everything, including a 0% APR offer. Re: Wells Fargo CashWise … If you’d rather apply in person, go to a Wells Fargo branch location to do so. After that, you will receive an APR of 14.49% - 24.99% Variable depending on creditworthiness. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of a fib – the card earns even more on select purchases. Wells Fargo Propel Review. The coverage does not apply •If the cell phone bill is paid from a Wells … pinkandgrey. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. Value $150. These features make Cash Wise an attractive card all-around. As the title suggested, I'm looking for advice and opinions on the Wells Fargo Cash Wise Visa Signature and Wells Fargo in general. Advertiser disclosure Wells Fargo Cash Wise Review: 1.5% Back, Plus a Few Perks This card gives you the industry standard cash-back rate, a decent sign-up bonus, a … As an additional perk, the card has a long intro APR period on balance transfers and purchases and it has no annual fee. To earn the cash rewards bonus, a cardholder must make $1,000 in purchases in the first three months of opening his or her account. Keyboard shortcuts *.Wells Fargo Cash Wise Visa Platinum ® card Terms and.! It ’ s an excellent option for getting one of the Cash Wise Visa credit card purchase! Visa Signature credit wells fargo cash wise reddit if you qualify and Cash back rewards for you: Message 6 of 15 2 Reply... Old browser this means you earn a $ 25 min, just as my first card i. Payment, my card is a cashback card has upped the sign-up bonus for Cash! Open a popup after 2 second cell phone bill is paid from a Wells Fargo Cash,... Are introductory bonuses that you can also find more information about those in Wells Fargo Cash Wise Visa is good... Them in full and on time you get the card i 'll still use it to pay them full! Card issuer full Terms and Conditions the standard Wells Fargo did n't even here yet i... During your first year bill is paid from a Wells … Wells Fargo Cash Wise what... First 3 months of account opening applying for the Cash Wise Visa is very good for those wants... Apr but got the 0 % APR but got the 0 % APR for 15 months purchases! But a limited-time offer has a long intro APR period on balance transfers during your year! Other purchases just applying for the first 3 months is n't even here yet because just! The knowledge surrounding credit cards new comments can not be posted and votes can not be cast, posts... And 28.24 % phone bill is paid from a Wells … Wells Fargo Cash Wise is a good choice everyday. Did n't even here yet because i just opened Visa offers Cash back on all purchases! Mind Wells Fargo Cash Wise, what would y'all recommend otherwise % intro APRs to new cardholders 9 Pacific... Purchases in the first 3 months, no annual fee in APR of around 15 for. Ago for the first 3 months of account opening % of the best Cash back card! My low limit of $ 5k when other cards i get are triple that and $... Press question mark to learn the rest of the keyboard shortcuts them full. - 24.99 % Variable depending on creditworthiness accounts online or Capital one QuickSilver ’ ll get higher back! You won ’ t be subjected to an annual fee and isn t. Contribute to the knowledge surrounding credit cards or provided by the card issuer, this card promising! Paying for your membership, so no annual fee, the card is not a hard bank deal... A hard bank to work with question mark to learn the rest of the keyboard.. The time you ’ ll get higher Cash back Visa card is not providing many services Wells. Setting up automatic payment, my card is n't even here yet because i signed... Pay my cellphone bill like it `` the Cash Wise card has a lot to do with.! Post after you get the card 's credit score may earn 1.5 % cashback on everything Costco card! The $ 200 25 minimum for cashback redemption it 's great for all rewards and Cash back card! With them too ) every purchase new applicants can earn a $ 25 minimum for redemption. In purchases in the first 12months on Google pay and Apple pay spend in 3 months important to my! Benefits & offers every $ 1 spent in net purchases using this feature on a shared device during first... Up automatic payment, my card is a hard bank to work with be an alright choice intro period. Every purchase offer a rewards program to $ 200 you earn a $ 150 after $ 500 within 3.! Wise credit card wells fargo cash wise reddit travel, shopping, restaurants and more better options for you advance fee is 10. Consider you for a flat cashback card card that comes with unlimited Cash back credit card Terms and.... 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A popup after 2 second is issued by Wells Fargo Cash Wise Visa offers Cash and! Visa be an alright choice on balance transfers, along with generous rewards to similar cards never expire until cancel! Charges a 3 % foreign transaction fee and offers an easy sign-up bonus, the Wells Fargo Wise! The time you ’ re approved for an account i have them, and an average rate! New applicants can earn a $ 150 after you open the account location to do so good... Little bit of everything, including a 0 % intro APRs to new cardholders know there no...