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The Benefit Document & Summary Plan Description of the Health Care Benefits (SPD) provides information . Unified is located in Kansas and can be contacted at the following address: Unified Life Insurance Company I was lied to. 4 States and Growing Available in KS, OK, MO, and NE 2 or More Employees Available to every size business. Melissa. What the world needs now is more caring. Before discussing the specifics of the PHCS health insurance plan, it is essential to understand MultiPlan, the parent company. Beware of the sweet deals or "cheap coverage" they sell. Since unified life has taken over we cannot ever talk to someone who knows what theyre doing. Enroll in these employer-sponsored health care plans to: Select the exact amount of coverage you and your family receive. PPOs offer greater flexibility than other plans, such as HMOs, but they are also more expensive. The Rural Health Outreach Program is an annual scholarship program offered by MultiPlan. Comprehensive Data Analytics and Reporting, Interactive Medical & Prescription Claims Data Trend Analysis. NCE Premier Platinum Plus Savings Program NCE Premier Platinum Plus Medical Discount Program | 888-886-1796 Discount Medical Network - ValuePoint by MultiPlan Discount Dental using The Aetna Dental Access Network Your NCE Premier Platinum Plus Savings Benefits Medical Savings Program Requesting a free, no-obligation life insurance quote through ULIG is now faster and easier than ever! 7201 W 129th St Ste 300. anything. I moved into a new area and was looking for basic health insurance, something that would cover well visits and annual check ups. On my enrollment, I was personally informed by the "senior benefits operator" that I have hospital coverage with no deductible. All rights reserved | Email: [emailprotected], Healthybenefitsplus wellmed medical management, Mental health developmental disabilities act, American health advantage provider number. You may revoke consent at any time. Although PHCS does not offer health insurance, it is linked to a vast Preferred Provider Organizations (PPO) network. By contacting us you consent to be contacted via automatic telephone dialing system, by artificial voice and/or pre-recorded message, or by text message at the telephone number you provided above and receive email at the email address you provided above from or on behalf of Unified Health, insurance carriers or their agents, and partner companies. Health insurance brokers and benefits consultants can receive excellent plan solutions from Unified Health Plan. an hour. Since then, Unified has been wholly owned and operated by William Buchanan and his family. Had to pay a lot for my mammogram too. On 3/30/22 I was admitted via emergency with Los Alamitos Med Ctr in Los Alalmitos, California. I HUNG UP AND HE HAD THE NERVE TO CALL BACK AND LEAVE ME A CREEPY VOICEMAIL. I work for an optometrist and we dont take it and the dental plan was also too good to be true. Claim it and get a lot of features. When you use PHCS, numerous companies compete to provide you with the most cost-effective options for your needs. No. Glad I checked on here before giving them any financial information.. This place is sucks.I said I need pharmacy benefits.They sent me a discount coupon card.They only pay for 3office visits a year.Now Im faced with not having insurance because I need to cancel this policy.I told them i go to doctor a lot. No one takes it. Desired outcome: For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Policy Holder Forms We've made it simple to make changes to your policy. Is my doctor or medical facility in my MultiPlan network? We work through every part of the claims process to reduce costs and maximize savings. I plan to contact the Better Business Bureau as well and hope that others that have been had unpleasant experiences with this company do the same.. Why We Chose It. PPO networks, unlike HMO networks, cover care from out-of-network providers. We appreciate hearing about any discrepancies that we may have in our provider information so that we can work to keep it as current as possible. ITS A SCAM. Who do I contact regarding co-payment or deductible payment questions? Keep far away from these scumbag crooks they use a telemarketing company that calls us at least 10 times a day saying that they are the ( national insurance enrollment center ) they are calling from 256-333-5955 they offer you full coverage insurance on a nation wide pop with no deductible all for 100. What is the objective of the PHCS Medical Insurance Program? RUN -dont walk -RUN from this company.they are quick to take your money but not in giving it back to you. Plan participants get unique, consumer-driven benefit designs from our health plans, such as: Health plans from Unified Health Plan include the following benefits free of charge: Top medical care for preventing and treating minor and critical illness, Mental health assistance for depression, anxiety, alcoholism, and more, Telehealth services are available 24/7 with no copay, Reduced expense responsibilities, including zero-dollar copays and other cost savings for primary care appointments, Pharmacy programs for lower-cost prescription drugs, including generic and brand-name medications. I went an email to the web site requesting cancellation, received response all requests are answered in the order received. Websites listed hospital & doctors as providers at hospital wife was dying in, but paid nothing. Licensed Insurance Producer (Current Employee) - Memphis, TN - July 27, 2021. This company is a complete scam. Apply to Customer Service Representative, Auto Appraiser, General Consideration and more! Because they do not sell insurance or provide medical services directly to patients, they can only offer their solutions to health insurance companies. Unify Healthcare Services is a top medical billing company bringing about significant improvement in all processes. Therefore, if you want to send us sensitive or personal information, please limit your first message to us to a request for a secure email. You can get a personalized, free, and no-obligation life insurance quote in just a few minutes on the phone. You can accomplish this task in numerous ways. UPMC Health Plan provides access to high-quality care for your employees and their covered dependents who are traveling or living outside our service area. El Paso, TX 79998-1845. and the agents who may contact you are not affiliated with or sanctioned by the U.S. Government or the federal Medicare program. Business Profile for Unified Life Insurance Company. Unified Group Services 3131 E. 67 th Street Anderson, IN 46013, StateStateALAKASAZARCACOCTDEDCFMFLGAGUHIIDILINIAKSKYLAMEMHMDMAMIMNMSMOMTNENVNHNJNMNYNCNDMPOHOKORPWPAPRRISCSDTNTXUTVTVIVAWAWVWIWY. The site keeps asking me to review the covid info, requires me to click OK, then when I begin to type, the message pops up again. Unified Life is licensed in 49 of the 50 United States, all except New York, and the District of Columbia. You are better off applying with reputable direct insurance companies. Numerous companies in the continental United States provide insurance coverage. OUR LICENSED AGENTS It's important to keep yourself protected. I couldnt find anyone who accepted Unified Health Ins. New York, NY 10003 Submission of your contact information on this website serves as permission for an agent to contact you with further information, including cost and coverage details related to health insurance plans that may be available to you. There is a doctor listed in your network, but they no longer participate. All of our claims are being questioned and we are very very disappointed in any payments. As a full-service third-party administrator (TPA) for self-insured group health plans, we empower our customers with innovative , Health (5 days ago) WebUnified Life Medicare Supplement Plans Policyholder Services (833) 657-1452 Fax: (336) 759-3141 [emailprotected] Policyholder Services Policyholder Services , Health (4 days ago) WebWith the MultiPlan Network in your cost management strategy, you give your health plan participants the choice of more than 4,600 hospitals, 98,000 ancillary facilities and , https://www.multiplan.com/payers/resourcecenter/salescenter/pdfs/MKT5091_LBP_MPI.pdf. Members can seamlessly access these programs without typing in a separate username and password. If you have a PPO plan that requires copayments, a copay is a fixed amount of money you must pay when visiting a provider. ComplaintsBoard.com is a leading complaint resolution website on the Internet. In mid-October, 2009, I called and spoke with Tom & Carol, insurance Share your photos and videos with others to prove the truth of your words. At-a-glance. unified.service@actmanre.com, Send Premium and Correspondence to: You may visit whoever you wish. Members have the right to receive healthcare services without discrimination. There are a lot of hours during AEP. Using Multiplan, they can access their PPO network. Needless to said I am very weary of this coverage and will have to continue looking, for honest and affordable health coverage., If I could give no stars I would complete scam after taking money they claimed I could call 24/7, except when I called to cancel I was never able to get ahold of them again lol literally the phone goes straight to saying goodbye and hangs up. I have used google and edge, have cleared cache and cookies multiple times. Experience in Administration, Configuration, Implementation, Lightning, and experience with Salesforce platform. . I have made several attempts to cancel coverage by phone and by written notification to this company, as I started a new job, which included full medical coverage. Private health insurance Company PHCS was recently acquired by the health insurance company MultiPlan. When you enroll in a health insurance plan, you can choose from networks of doctors and hospitals that have previously collaborated with the insurance provider. This is a SCAM and the federal government needs to go after companies like this .DO NOT FALL FOR THIS CRAP!!!!!! Oh, no one told you that, you should have read the small print on your coverage policy that we provided. Simply enter your zip code to get started. Thanks everyone for your honest comments. I went to urgent care in December of 2017. This website is a non-government asset providing health insurance related resources to consumers in an easy to understand format. None of them agreed to take it as payment, or honor it, and when one of them decided to verify coverage, the customer service person they spoke to at Multiplan said their was no deductible, and no August 26, 2015 I spoke with agency Mr. Baren stating to him that I want full cover health insurance, Mr. Baren stated that he found the best policy for me, which is full cover, I can visit any doctor of my chose, he also said that my co-payment will be $10.00, he offer the dentist and vision plan alone with this plan he through was the best plan for me. They're awesome! I told him I have been paying since May and the appointment was in August for my insurance not to be active? To pay the percentage that they said they would pay. Unified Health does not charge you for sending or receiving text messages. And, make sure other seniors don't get sucked in to their lies. One such acquisition recently occurred as Unified bought the Guarantee Trust Life Insurance Company, formerly of Glenview, Illinois. As a bonus to the policy there is a $35,000 life policy. Limit the covid popup to once, with an check box saying "do not show this to me again during this session". Medicare Supplement insurance plans are not linked with or sanctioned by the U.S. government or the federal Medicare program. There are monthly premiums, basically a subscription to access the insurance; deductibles, which are minimum amounts a patient pays before the insurance kicks in, usually in an emergency or surgery . 1. THEY DO NOT COVER ANYTHING !!!!!!!!!!!!!!!!!!!!!! I felt like I was talki9ng to a used car salesman, he was being so insistent. The complaint has been investigated and resolved to the customers satisfaction. Theres a special place in hell for these bottom feeders. I spoke to Dan and he was very upbeat, just graduated from college, I told him that this sounded too good to be true and Inlight of these reviews. Create a default plan in the account profile, or have the "Change Network" button actually work. Fax: (336) 759-3141 Many employer health care plans are available to individual employers and their families. I want to see an actual copy of this document and a concrete step-by-step instruction on how I can be reimbursed for my bills. The Multiplan agents and the the company they represent are scammers. Most PPO plans will cover preventative care and screenings, prescriptions, routine checkups, treatment from specialists, outpatient surgery, emergency care, and hospitalization. Tamara H. San Francisco, CA. Your health plan is most likely utilizing the MultiPlan Network to give you access to an additional choice of providers that have agreed to offer a discount for services. Would not recommend Unified Life Insurance. Unified Life Medicare Supplement Plans Policyholder Services (833) 657-1452 Fax: (336) 759-3141 Preview / Show more See Also: Health Insurance , Insurance Show details Providers Affinity Medical GroupAffinity Medical Group I have called their number thats on my statement and just a voicemail asking me to leave a message and phone number. For customer service on an insurance policy serviced by Unified, call toll free, 800-237-4463. I was paying the insurance, but not able to receive service anywhere. When you use PHCS, numerous companies compete to provide you with the most affordable options for your needs. NCE Unified Health One. He said they were on the other line and they said they were. I asked the agency Mr. Baren for full cover health insurance. Interesting, I was contacted and given all kinds of great promises of what would be covered and how it would be verbally but when asked to see it on paper I was passed over and told to look it up for myself. Do not sign up for health insurance over the phone. As I read these comments I dont think I want to be apart of the plan. I even put a stop payment for SBLI USA Life Insurance Company, but to no avail. LEARN MORE Before seeking care from a provider listed herein, please check with the provider to confirm participation in the network, location and if the provider is accepting new patients. MultiPlan is the most extensive proprietary Preferred Provider Organization (PPO) in the United States, according to Private Health Care Systems. Be sure to verify that services are covered under your plan by contacting your insurance company, human resources representative or benefits administrator directly. Where can I find information about my copay, deductible, benefits, eligibility, etc.. I was told that I wouldnt have a co-pay only to find out that theres an $50.00 co-pay. 2701 U.S. Hwy. We work with the industrys top carrier partners and offer helpful perks and tools that make it easy to find the best coverage fast. Your email address will not be published. PPO plan premiums are almost always significantly higher than HMO plan premiums in most states. Is this your company? How can my doctor participate in your networks? Health plans from Unified Health Plan include the following benefits free of charge: Top medical care for preventing and treating minor and critical illness Mental health assistance for depression, anxiety, alcoholism, and more Telehealth services are available 24/7 with no copay Thanks. If you try to cancel your plan they're going to give you a lot of trouble over the phone. On Monday, 11/7/2020, I called my Primary doctor and my eye specialist to see if they accepts this policy and both said, No, they do not accept the plan. I called Chris and explained they do not accept the Unified Insurance Plan. I have called the company numerous times in addition to following up with e-mails. 115 Fifth Avenue Our website uses cookies. A inclusive atmosphere. I am now stuck with no supplement insurance. If you are using your Social Security Number (SSN) as the TIN for your practice, we strongly encourage you to update your provider information to replace your SSN with the TIN for your practice. of course a cushion only costs . Limit the covid popup to once, with an check box saying "do not show this to me again during this session". This is an excellent price since I currently pay over $800/month, as I as a retiree and not old enough for Medicare. Samira Dewidar. Heres how to reach us. Unified is located in Kansas and can be contacted at the following address: Unified Life Insurance Company PO Box 25326 Overland Park, Kansas 66225 913-685-2233 For customer service on an insurance policy serviced by Unified, call toll free, 800-237-4463. They are the worst kind of con artists. So far this company has not even earned a star, Im not sure about this insurance company anymore, I have not one doctor office that will take this insurance no one has ever heard of this stuffhad to change all my banking info to get them to stop billing meSCAM SCAM SCAM!!!!!. RUN AWAY! Additionally, they are the only private network to have received all five quality awards from the United States Accreditation Council (URAC) and the National Committee for Quality Assurance (NCQA) (NCQA). RE: Letter of grievance Customer service people and sales reps are nothing but LYING SCUM BAGS!!!!! Health Insurance Associates, LLC. After 5 business days, I called to check on the status of my refund and was told the lady who handled that was in a meeting and would call me back within the hour. Health (Just Now) WebSee what UnitedHealthcare can do for you. Oh my goodness, that is just horrible. What should I look for when buying health insurance? I think I was so right, Blue cross Blue shield is so expensive and un-co-operative but they prey on us telling them that. In addition, I cancelled the monthly discount plan at the same time, yet the company continues to charge me. Contact one of our Benefits Advisors today to understand more about your Medicare coverage options available to you and let us do all the work so you can relax. And through ULIG you can get . The government health insurance website is HealthCare.gov. So questions like these should be directed to your health insurance company, health benefit administrator or human resources representative: However, you likely have access to MultiPlans services through your health plan administrator or medical bill payor (especially if you see one of our logos on your Member ID card).