Credit card offers are subject to credit approval. This could change the approval process! 2 - There is no cap to the amount you can earn on eligible purchases, and your BJs One Mastercard rewards are yours for the life of the account they will not expire. Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. If your account was converted to Capital One, you can now activate your new BJ's One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I burned Chase, Amex, Citi, Disco in Chapter 7. They are still showing $402 balance on credit reports. Check the data at the top of this page and the bank's website for the most current information. Click here to access your membership information. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. The offers that appear on this site are from companies from which CreditCards.com receives compensation. For full rewards terms and conditions, please see BJs.com/bjsoneterms and BJs.com/terms. $120 Equinox Credit - Use your Blue Cash Preferred Card to pay for Equinox+ at equinoxplus.com and receive $10 in monthly statement credits. Once you activate the new BJ's One+ Mastercard Credit Card, your BJs One Mastercard Credit Card will be deactivated. You can become a BJ's One+ member by paying the membership upgrade fee of $55. What does the BJ stand for? The only thing bad is that they card does always stops working and she has to call and order a new card. I would LOVE to get that because of the perks and how much I shop there, but I have not heard of anyone getting. The cash awards are not properly calculated. This retail card is quite interesting in that most retail-branded credit cards only reward you when you spend at their own stores, making it more difficult for consumers to earn as many points or cash back as they would with a standard rewards card. Privacy Policy. Enjoy your same great benefits, now with added security. My BJ's Perks Mastercard and My BJ's Perks World Mastercard Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. However, the perks are great and I shop there alot. However, its important to keep in mind how your credit score is affectedif you open numerous credit card accounts, especially if you maintain high balances on these cards. Minimum eligible purchase amount $10 at BJs checkout. Only BJ's Wholesale Club members can apply. Comenity Capital Bank and BJ's teamed up and offered a credit card to all BJ customers. Credit card offers are subject to credit approval. Offer subject to change at any time without notice. These vouchers can be used at BJs Wholesale Club or on the BJs website. Meanwhile, I'm harassed daily for pmnt while they hit my credit report for THEIR mistake! Bjs Perks Mastercard ensures that customers transact seamlessly 24/7. Thats because youll earn 5 percent cash back on most BJs purchases, in-store and online. It rewards you for paying with it at dining stores, grocery stores, and other fuel stations. In addition, it is not the issuers responsibility to ensure all posts and/or questions are answered. Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. The cards 3 percent category for dining, grocery store and utility purchases sets it apart from most other retail-branded cards. * For a limited time, members within their first year of membership will receive $40 in rewards when they apply and are approved for a new BJ's One or BJ's One+ Credit Card. She loves sharing financial expertise with her reader and believes that the right financial advice at the right time can make a real difference. Credit scores are for guideline purposes and do not guarantee approval. Credit card offers are subject to credit approval. I'd like to know. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656, CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. 13 Head to BJs.com/BJsOneTerms for more information. Keep an eye on your inboxwell be sending over your first message soon. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Instead, banks that partner with these retailers are the ones that provide and manage these types of cards. Must have a minimum balance of $10 in rewards to redeem. Before you apply for a Comenity Bank credit card, though, be sure its a good option for you. You need a good credit score (in the 660-719 range) in order to get approved for this card. To respond to a Costco Credit . Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. There is a new payment mailing address and phone number, and your payment due date may have changed. Account information is locked in with the embedded chip. BJs Gas purchases are not eligible purchases and do not earn rewards. I just applied for a card just now. Offer valid for first time members only, and excludes Business members, trial members, online-only members, team members and vendor members. related to the BJ Credit Card. They had my card sent to wrong place and there were unauthorized charged on it. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. They even admitted that there was a glitch in their system. You cannot apply for the BJ's Credit Card over the phone. 11 There is no cap to the amount you can earn on eligible purchases, and your BJs One, BJs One+, or BJs Business Elite rewards are yours for the life of the accountthey will not expire. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer's website. Rewards will be added to the membership account in approximately 7-10 business days after credit card account opening. Theyre idiots. Credit card offers are subject to credit approval. Plus, for every $15 in rewards you earn, youll receive a $15 Ikea reward certificate. Editorial integrity is central to every article we publish. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. Register? LEARN MORE. The interest rate on a BJ's Credit Card is 19.24% - 29.24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. Keeping in mind my BK Ch7 was fully discharged in Mar. Youll be able to make payments, set up paperless statements, add an authorized user and more. Your Capital One Billing Statement will include a payment Coupon that can be mailed with your payment. It also gives you the right to receive the . I've seen members report Comenity approvals less than 6 months after a BK7 discharge which infers they don't have an immutable autodenial policy if a BK is reporting (at least, as long if they were not IIB) If youre rejected for the credit card, you may need to work on increasing your credit score. 5% / Goal: 750 by 12/22. Please note that rewards cannot be used on certain purchases at BJ's, such as in-club purchases of exempted items restricted by law or regulation; shipping; sales taxes; bottle deposits; alcoholic beverages; cigarettes or tobacco-related products; lottery tickets; gift cards; propane; gasoline; BJs member Services (such as BJs Auto Buying Program. Enjoy your same great benefits, now with added security. If you find yourself frequently visiting a specific store, it may be beneficial to sign up for one of these retail credit cards. Chip Lupo, Credit Card Writer. at BJ's Gas 3 1.5% back in rewards everywhere else Mastercard is accepted 4 World Mastercard status BJ's One+ Mastercard Replacing the BJ's Perks Elite Mastercard Credit Card Any one-time scheduled future-dated payments may not have been transferred, so be sure to check your new account if you had scheduled a future-dated payment. As a cardholder, you can conveniently use your BJs credit card as your membership card when you enter the store or checkout. You can set up a new online account with Capital One or add your card to an existing Capital One account to manage your account online or via the Capital One Mobile app. This is THE WORST customer Service. That depends mostly on your shopping habits. If I use another credit or debit card, cash or check for my purchase instead of my BJ's One Mastercard, Can I add authorized users to my BJ's One Mastercard, Do Not Sell or Share My Personal Information, To pay online, you can download the Capital One Mobile app by visiting the Google Play or Apple App Store, or you can also head to. Credit Card Types Airline Balance Transfer Cash Back Hotel Prepaid Retail Rewards Secured Travel Business Student Issuers American Express American Express Business I had a dispute with another creditor (I was in the right) and before it was over, my credit score took a hit. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Our offers do not represent all credit card companies and deals available. Your BJs Perks credit card can be used at any store as a regular credit card. The bank offers branded cards from several retailers, many that let you earn ongoing rewards. We want to update this site based on what we hear from you, though you may not hear back directly from us. Big-name retailers offer credit cards that provide in-store benefits for dedicated shoppers. Heres a few non-retail Comenity card offerings: Comenity offers plenty of retail cards, but how do you choose the right one for you? How do I make a payment on my BJ's One Mastercard. Reasonable efforts are made to maintain accurate information; however, all credit card information is presented without warranty. At the end of the day, such cards may only be a good choice for brand enthusiasts. BJ's Credit Card is a rewards credit card that gives you 5% cash back on all BJ's purchases, 2% cash back on gas and grocery store purchases, and 1% cash back on all other purchases. See your first billing statement from Capital One for more information. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. * A new BJ's One+ Mastercard Credit Card will automatically be mailed to you. All Rights Reserved. Thereone less thing to do.13. The cashier may ask if youd like to sign up for the card when youre checking out, or you can simply request to fill out the application. Rewards will be added to the membership account in approximately 7-10 business days after credit card account opening. Whether these retail cards are a good choice for you, though, depends on your spending habits. Currently the high SL are given by FNBO, Chase Amazon Prime and X1 Card once you qualify. Based on your BJ's membership, you will be directed to the appropriate credit card. Currently, over 4 months (and counting) of trying to remove a fraudulent charge on this card. Earn up to 5% back in rewards based on your Spend tracking with major credit card issuers, What you need to know about instant use credit cards, See more For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. As with the Ikea-branded card, you arent limited to earning rewards only at BJs locations, which makes this card more valuable than many other retail-branded cards. Enter your login email and password, and click Sign In. If your account was converted to Capital One, you can now activate your new BJ's One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. The 5% back is tied to My BJ's Perks program and dispersed in $20 increments. Get a FREE Credit Evaluation from Credit Saint Today! For instance, searching for "Victoria's Secret Credit Card" brings up this page, where you can apply. Financial Lessons for Kids: Can You Use a Kid's Credit Card To Build Credit? Offer valid for first time members only, and excludes Business members, trial members, online-only members, team members and vendor members. If you lost your Membership Card, you may: Have a replacement card printed, at no additional charge, at the Member Services desk in your local Club, or; Call Member Care for assistance at 800-BJS-CLUB (800-257-2582). When youre selective about the credit cards you apply for and utilize, you can maintain financial health and use these retail credit cards to benefit you. Learn more. FTC's website on credit. Have submitted disputes after talking to them multiple times. My scores vary by many points between the credit bureaus. Other things to know about the BJ's Credit Card approval process: If you get approved for the BJ's Credit Card, you should receive your card within 7-10 business days. What is the safest way I can get the fico rebuild bonus and hit $5K+ lines? Submit your question about BJ's Credit Card to our community. How can I check my BJ's Credit Card rewards balance? Bye bye BJs MasterCard and BJs. For full rewards terms and conditions, please see BJs.com/bjsoneterms and BJs.com/terms. I've never heard of BJ's Mastercard. Eligibility Criteria for Prospective Card members Application, Bjs Perks is a fantastic credit card with outstanding benefits. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Your rewards vouchers expire six months after the issue date. BEWARE..if I could write this with a ZERO stars I would!!!!! BJ's Online Card Application The only bank that you have the right to apply for Bj's Credit Card on its platform and get it directly issued to you is Comenity Bank. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). How does pre-approval work and how do I apply online? With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. With your permission, the company runs your credit to ensure you qualify for the card. While you dont receive a true cashback match with the card, you earn 3% cash back on most BJs purchases with the BJs Perks Plus card and 5% cash back on most BJs purchases with the BJs Perks Elite card. 1.5% back in rewards on purchases everywhere else Mastercard is accepted. All purchases made using your BJ's One Mastercard. In her free time, Anastasiia writes romance stories and plans a trip to the French Riviera she'll take one daywhen she has enough points, that is. It is the worst most unprofessional service I have ever encountered! Also BJs portfolio is moving to CapOne probably as soon as early summer!